401k 2024 Contribution Limit Irs After Tax. The maximum contribution for iras and roth iras remains at $7,000, same as 2024. The 2024 contribution limit for 401 (k) plans is $23,000.

Money you put into your 401k before taxes are taken out, in line with the limit on total contributions and catch‑up contribution limit for individuals 50 and older in 2024. In 2025, the irs allows you to contribute up to $23,500 to your 401 (k) plan, up from $23,000 in 2024.